by Mr. Vikas Tarachandani, Co-founder, SURE.
“For most Indian households, the home loan is the biggest long term liability and we hope the Budget strengthens home-loan tax benefits to support affordability. Alongside this, there is a clear need for simpler, borrower-friendly disclosures from lenders-how the interest rate is calculated, what can change over time and when changes are passed on. If we make loan terms easier to understand, we can meaningfully reduce overpayment at a national level and improve household financial resilience”.
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