Convenience, speed, and simplicity are the cornerstones of tap-to-pay or digital payments, whether you’re grabbing a quick coffee or making a more expensive purchase using your card. Here are Visa-recommended ways to make contactless payments so you can enjoy fast, secure transactions anytime anywhere:

Tap to pay with contactless cards at stores: One of the most widely used forms of contactless payments are EMVCo® chip-based contactless cards (with the Wi-Fi-like symbol A black symbol with lines

Description automatically generated) that enable quick and secure payments with a simple tap of the card on the merchant’s payment terminal. These cards are accepted by merchants almost globally and transactions happen within mere seconds.

Using a smartphone for secure contactless payments: Banking and payment apps on your smartphone today allow provisioning (or “loading” your) debit and credit cards onto the app, so you can make payments by simply tapping your smartphone on the merchant terminal. This contactless payment method eliminates the need to carry physical cards or cash, ensures faster checkout and minimises your wait time at stores. Additionally, the use of encrypted data and authentication measures such as biometrics keep your financial information safe, providing great peace of mind.
Wearables for hands-free payments: Smartwatches and fitness trackers with payment capabilities enable contactless payments on the go. Wearables store card information securely, enabling quick, hands-free payments wherever accepted.

Control contactless and other payments through apps: Use your mobile banking app to enable contactless, ecommerce and international transactions. You can also set limits on how and where to use your contactless card/credential, online and offline.

Embrace the ease and security of these options to tap and pay — a fast pass for seamless, secure transactions anytime, anywhere!