February 10, 2026

By – Shri. Tribhuwan Adhikari, MD & CEO of LIC Housing Finance

“The unanimous decision of the MPC to keep the repo rate unchanged at 5.50% is on expected lines after a significant 50 basis points rate cut during the previous meeting. This move reflects a balanced and cautious approach to support economic stability. The Real GDP growth projections also remain unchanged at 6.5% for FY26, further reinforcing confidence in the macroeconomic outlook. While demand for home loans was slightly subdued in Q-1, we remain optimistic on the positive buyer sentiment especially in the ensuing festive season in the affordable and mid-income segments. The current rate environment continues to offer favourable conditions for homebuyers. ”

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